Security you can feel. Freedom you can enjoy.

Regulated, innovative blockchain and tokenization solutions

Our Philosophy

We firmly believe that the integration of the financial sector with blockchain technology will define the future. Our mission is to offer innovative and reliable solutions to our banking, financial, and fintech partners that comply with the strictest regulatory requirements.

With our expertise, practical experience, and state-of-the-art technology, we successfully support our partners in implementing secure and efficient digital solutions.

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About Us

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  • Several decades of experience in designing and developing banking systems, modern IT solutions, and cryptographic innovations.
  • Deep knowledge of banking compliance and risk management requirements, ensuring stable and secure operations.
  • A multidisciplinary team of experts, including business analysts, financial IT professionals, cryptographers, and Web3 specialists, providing comprehensive support for all modern digital needs.
  • A bridge between traditional finance and digital technology – offering innovative solutions for the challenges of the future.

Science AI – Accelerate Your Research

Your faster science start here! AI-powered tools for researchers, institutions, and knowledge-driven industries.

AI-powered summarization of full-text scientific publications, including PDFs, preprints, and journal articles, enabling faster literature review across disciplines and languages.

Multilingual question answering on article content, allowing researchers and teams to extract structured insights from complex studies regardless of publication language.

Concept and keyword extraction using advanced NLP techniques, turning dense academic texts into clear, indexed data points for research navigation and metadata tagging.

Custom topic monitoring across arXiv, bioRxiv, medRxiv or any selected source, providing daily updates on emerging publications relevant to your specific field or interest area.

Pharma & Biotech

Monitor emerging drug research and accelerate preclinical workflows with fast, targeted literature insights.

MedTech

Quickly interpret diagnostic innovations and device studies to support development and clinical validation.

Energy & Materials

Track global breakthroughs in green energy, nanomaterials, and battery tech to inform R&D pipelines.

Agritech & Biology

Stay updated on CRISPR, hybrid crops, and soil biology research—even across non-English publications.

IP & Legal

Identify prior art, patent risks, and scientific overlaps in minutes using AI-assisted literature scanning.

Academic Institutions

Support students and faculty with summaries, concept extraction, and multilingual scientific Q&A.

Publishers & Libraries

Enhance content accessibility with AI-generated summaries and semantic indexing in multiple languages.

FinAI – Intelligent Financial Services

Your smarter finance starts here! Transform data into decisions with financial AI made for real-world deployment.

Real-time client profiling
Behavioral segmentation and scoring
Predictive risk assessment
Automated product recommendation
End-to-end audit trail & regulatory readiness

Retail & Commercial Banks

Smarter product targeting, improved compliance workflows, and real-time insight into customer segments and financial behavior.

FinTech Platforms

Personalization at scale, faster time-to-market, and lower operational cost through AI-driven automation and analytics.

Insurance Providers

Early detection of risk clusters and claims fraud, with better customer profiling and underwriting support.

Investment Firms

Behavioral insights and predictive analytics for building dynamic portfolios and enhancing client communication.

RegTech & Compliance

Built-in alignment with PBOC, SLB, and GDPR standards, enabling automated audits and real-time regulatory risk detection.

Payment Processors

Fraud detection, transaction scoring, and real-time anomaly monitoring to protect payment ecosystems at scale.

AI Consulting & Custom Development

Strategic and technical partnership for organizations ready to embed AI deeply and responsibly.

What we offer

  • AI strategy and roadmap design for identifying use cases and assessing impact
  • Industry-specific model training and LLM fine-tuning for domain language and tasks
  • Tailored AI model development including classification, NLP, and forecasting
  • System integration, including anonymized pipelines and secure data workflows
  • Compliance-ready implementations aligned with GDPR, PBOC and other key frameworks

Why choose us

  • Cross-disciplinary R&D experience with proven success across verticals
  • Deep commitment to ethical, explainable and compliant AI development
  • Robust AI and data science expertise with production-ready results
  • Trusted by financial, academic and tech partners across Europe and Asia
  • Flexible, agile delivery from prototype to full-scale infrastructure

Products, Services

Polaris ID

KYC/AML Register

Polaris ID is a blockchain-based, GDPR-compliant KYC/AML register that displays only encrypted data, enabling financial systems to be expanded seamlessly with on-chain auditability.

Polaris Wallet

Web3 Wallet SDK

Polaris Wallet is a whitelabel Web3 SDK that can be integrated into financial mobile applications with minimal developer effort, with code examples available for Swift, Kotlin, and Flutter.

Polaris Forge

Tokenization and Blockchain Crawler Module

Polaris Forge is an easy-to-implement platform capable of modular token issuance on Ethereum and Polkadot networks, integrating the Polaris ID KYC/AML register.

Polaris Relay

Gasless Network Tailored for Enterprises

Polaris Relay is a gasless network solution where the bank pays the transaction fees and then passes them on through its own accounting system.

Polaris Sense

AI-Based Virtual Assistant

Polaris Sense is an AI-based virtual assistant that can be easily integrated into financial or corporate systems, providing fast, accurate answers to Web3, blockchain, tokenization, and compliance inquiries.

Our Values

Financial and Cryptographic Expertise Combined

We combine traditional financial and modern blockchain technology expertise to deliver innovative and secure solutions.

Cutting-Edge Compliance and Security

All our solutions are built to meet the strictest MiCA, DORA, and GDPR requirements, ensuring maximum security.

Modular, Fast Integration

Our plug-and-play solutions allow seamless integration of our technology into your existing systems.

Multiple Successful References

Genuine, operational projects that demonstrate the reliability and professional standards of our solutions.

Get in Touch with Us

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E-mail: info@usmart.ninja